AAA Learning Center
Articles designed to help you worry less, feel confident in your decisions, and live more.
AAA Motorcycle and RV Insurance Explained >
Insurance | Need insurance for your motorcycle, RV, or other road trip vehicles? AAA provides the insurance protection you need to relax and have fun.
Answers to Common Insurance Questions >
Insurance | AAA Insurance is here to help erase any doubts you might have about what insurance coverage is right for you.
Bicycle Roadside Assistance Benefits >
AAA Roadside Service | AAA Membership includes towing for your bike in case your bicycle tire gets a flat tire or broken chain.
California Car Insurance Laws, Rates and Quotes >
Auto Insurance | Do you have questions about California car insurance laws, rates, quotes and teen driving rules? Find answers to some of the most asked questions about car insurance in California.
Do Young Drivers Need More Insurance Coverage? >
Auto Insurance | Your teenager has a driver's license; it's time for tips on choosing car insurance for teens and how to get the right coverage without breaking the bank.
Get the Facts on Car Insurance Myths >
Auto Insurance | Does driving a red car really make your rates higher? Learn the facts about what actually affects the cost of your car insurance policy.
How Does Marriage Affect Auto and Home Insurance Rates? >
Auto and Home Insurance | Now that you are married, it's a great time to see if you can save money on your home and auto insurance. Find out how to save by updating and combining your policies.
How Much Car Insurance Do I Need? >
Auto Insurance | Don't find out the hard way that you are underinsured. Get the facts on liability insurance and how much car insurance you need to protect yourself.
How Much Does Homeowners Insurance Cost? >
Home Insurance | Get the facts on what’s involved in your homeowners insurance cost. Understand how your rate compares to the average cost and get the details to help you choose your policy.
How Much is Renters Insurance? >
Renters Insurance | Do you have questions about renters insurance such as how much it costs and what types of coverage you can buy? We've got answers.
How Much Life Insurance Do I Need? >
Life Insurance | People often wonder how much life insurance they should buy. It's an important question. We'll help you calculate how much coverage you need.
How to Compare Car Insurance Quotes >
Auto Insurance | Shopping for auto insurance? Get tips and expert advice on how to compare car insurance quotes to find the coverage you need at the rate you can comfortably afford.
How to Compare Homeowners Insurance Quotes? >
Home Insurance | Looking for home insurance? Get tips and expert advice on how to compare homeowners insurance quotes to find the coverage you need from a company you trust.
Is Animal Damage to Your Car Covered by Insurance? >
Auto Insurance | Find out what to do if you hit a deer, dog or other animal with your car and how the type of car insurance you have will determine if you are covered
Life Insurance Rates and Average Cost >
Life Insurance | We'll help you understand the factors that impact the cost of life insurance including rates for term life, whole life and universal life insurance.
Rideshare Insurance Coverage Explained >
Auto Insurance | If you’re driving for a carshare service such as Lyft or Uber, you might need an additional insurance policy to give you full coverage. Here’s what you need to know.
The AAA Insurance Promise >
Insurance | AAA Insurance is there when you need us most. With over 100 years of experience, our agents will help you save money and get the coverage you need. Find out more!
Unexpected Things Covered by Homeowners Insurance >
Home Insurance | You might be surprised what your homeowners insurance policy covers. Now is the perfect time to review yours to ensure you're protected.
What are Insurance Company Ratings? >
Insurance | Ever wonder what it means when an insurance company touts their rating? We'll explain what it all means and why it matters in choosing your insurance company.
What Can Raise or Lower the Cost of Your Car Insurance >
Auto Insurance | There are many different reasons why your auto insurance rates rise or fall. Learn about how your driving record, age, gender, and more affect policy premiums.
What Does Renters Insurance Cover? >
Renters Insurance | Considering buying a renters insurance policy? It’s a smart move if you want to protect your belongings in your rental property. Let AAA explain the nuts and bolts of how renters insurance works.
What is a Real ID, and Do I Need One? >
Travel & Automotive | If you plan to fly starting in October 2020, you’ll need a Real ID. Here’s how to get one—and why.
What is an Insurance Claim >
Insurance | An insurance claim is a request to your insurer to be paid back for your financial loss. Find out about the insurance claims process and how to file a claim.
What Is An OEM Endorsement? >
Auto Insurance | Auto repair shops sometimes use generic replacement parts when fixing a car. An OEM insurance policy can help guarantee that only original parts be used.
What is Underwriting? >
Insurance | Underwriting is the process of an insurance expert (an underwriter) calculating the risk of selling you insurance and how much it should cost. Read more!
What's the Difference Between a Premium vs. a Deductible? >
Insurance | Not sure what the difference is between a premium and a deductible when it comes to buying an insurance policy? We’ll help you sort that out.
Who Needs Life Insurance? >
Life Insurance | Wondering if you need life insurance? We'll guide you through the important considerations throughout life's stages in deciding on your life insurance needs.
What Is Collision Insurance Coverage? >
Auto Insurance | Collision coverage helps pay to repair or replace your car if you get into a crash.
Comprehensive Car Insurance Coverage >
Auto Insurance | Comprehensive insurance helps pay to repair your vehicle if it’s stolen or damaged.
What is Uninsured Motorist Car Insurance Coverage? >
Auto Insurance | Uninsured motorist coverage protects you if you’re hit by a driver who doesn’t have car insurance.
Liability Car Insurance Coverage >
Auto Insurance | Liability insurance helps pay for the damages to another person’s car when you cause an accident.
What is Car Insurance Medical Payments (MedPay) Coverage? >
Auto Insurance | With medical payments coverage, you can worry less about hospital bills in case of a car accident.
What is Property Damage Liability? >
Auto Insurance | Crash into someone's car? Learn how property damage liability insurance might cover those costs.
What is Bodily Injury Liability Car Insurance Coverage? >
Auto Insurance | Learn more about this essential piece of your insurance policy.
What is Personal Injury Protection (PIP) Insurance? >
Auto Insurance | This coverage may help offset the cost of medical treatment for you and your passengers.
How Does Car Rental Reimbursement Work? >
Auto Insurance | This optional coverage may help cover your rental car costs if your car is stolen or in a crash.
What Is Underinsured Motorist Coverage? >
Auto Insurance | Learn how this coverage may protect you against unexpected property damage and medical expenses.
Insurance Coverage for Full-Time RV Living >
Auto Insurance | Get the best protection for your RV—and everything inside—before you head out.
What Are Closing Costs When Buying a House? >
Home Insurance | Your down payment isn’t the only fee you should expect to pay when buying a home.
What Is a Home Warranty? >
Home Insurance | Home Warranties guard against unexpected home maintenance costs.
How to Compare Renters Insurance for the Best Coverage >
Renters Insurance | Learn what your renters insurance policy covers—vs. your landlord's—to make sure you're protected at home.
The Basics of Home Insurance Costs >
Home Insurance | Find out everything there is to know about what drives the costs of home insurance.
Home Inspection Costs and Checklists for Buyers and Sellers >
Home Insurance | A full inspection is an important part of buying or selling a home. Here’s what to look for.
What Is a Homeowners Association and What Do HOA Fees Cover? >
Home Insurance | Considering living in a home with an HOA? Here’s what you need to know.
What Is Loss of Use Coverage? >
Home Insurance | This coverage pays for expenses if your home becomes uninhabitable.
How to Create a Home Inventory >
Home Insurance | A home inventory may save you time, reduce stress, and speed up the claims process.
What Is Personal Property Insurance? >
Home Insurance | Get coverage for your belongings, so you can put your house back in order quickly.
How to Buy a House >
Home Insurance | Take the mystery and stress out of buying a house with this simple explainer.
What Is an Escrow Account? >
Home Insurance | Here’s what it means when a house is "in escrow" and how it works.
Understanding Moving Costs and Insurance >
Home & Renters Insurance | Be sure to budget for things you might not have thought of, like storage, hotel stays, and more.
What is Hazard Insurance? >
Home Insurance | Protect your home from disaster with hazard insurance--here's how to define it and what it covers.
What Is Personal Liability Insurance? >
Home & Renters Insurance | Get coverage to help protect you in the event of mishaps for which you are ultimately responsible.
Premium vs. Deductible? Insurance Explained >
Insurance | Get the inside scoop on what you pay your insurance company—and when.
Types of Life Insurance >
Life Insurance | Term? Whole? Universal? Find out what these terms mean and how they can work for your family.
What is Life Insurance? >
Life Insurance | Is life insurance right for you? And what do the terms mean? Find out here.
Compare AAA vs. Other Roadside Assistance Plans >
Membership | Find out what makes AAA's roadside assistance such a good value compared to other plans.
Why Buy Travel Insurance? >
Travel Insurance | As with all insurance, buying travel coverage is a game of playing the odds.