Now included FREE with your AAA Membership
identity theft monitoring from ProtectMyID® by Experian®.
Regularly checking your credit report is a great first step toward monitoring your identity. Members at every level can enroll in free identity theft monitoring with ProtectMyID® Essential, which provides daily credit monitoring, fraud resolution support and lost wallet assistance (coverage is included with your Membership — a $49 value). Since identity theft may also take on different forms and affect minors, members can enroll in ProtectMyID® Deluxe, a product just for AAA Members with special features including ChildSecure and Internet Scan.
The chart below provides a comparison of benefits to help you choose the service that best meets your identity theft monitoring needs. Enroll now online or call 877-440-6943 to speak with a ProtectMyID agent. For questions about potential identity theft, and how to avoid becoming a victim, visit our FAQ section.
|Benefits||ProtectMyID® Essential||ProtectMyID® Deluxe|
|Price||Free with AAA Membership
|Daily Credit Monitoring:
Your credit report is monitored daily to detect key changes.
|Daily monitoring of your Experian® credit report||Daily monitoring of all three of your credit reports-Experian®, TransUnion® and Equifax® -and your Experian PLUS Score2 at sign up.|
Receive email alerts when key changes are detected on your credit report. If no changes are detected, you'll be sent a monthly all-clear email.
|Email alerts on your Experian® credit report||Email alerts on your Experian® TransUnion® and Equifax® credit reports|
|Fraud Resolution Support:
Receive support from a dedicated Fraud Resolution agent to help you investigate and resolve fraud.
|Identity Theft Insurance:
To help reimburse eligible expenses (such as lost wages and lawyer fees) should you become a victim of identity theft.
|AAA Premier Members receive
$10,000 Identity Theft
|$1 Million Identity Theft Insurance1|
|Lost Wallet Assistance:
Securely store your debit and medical card numbers in one safe place. If your wallet is lost or stolen, it only takes a single call to a ProtectMyID® agent for assistance in canceling and replacing your cards.
Conducts confidential, daily scans of illegal websites and chat rooms searching for signs that your identity is exposed.
|Change of Address Notification:
Monitors national change of address databases to verify if your address has been changed.
helps protect minor children from identity theft by closely monitoring enrolled children's credit information and alerting you if someone applies for credit or opens credit accounts using your child's personal information.
|Enroll in Essential
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|Enroll in Deluxe
Already registered? Log In
You can also enroll by phone at 877-440-6943
Enrollment Tip: To enroll in this free benefit, you must have a AAA.com account. Please log in to your AAA.com account before enrolling. If you do not have a AAA.com account click here to create one. If you don’t have an email address, you may only enroll in the ProtectMyID® Deluxe program which sends your notifications by mail.
Already Enrolled in ProtectMyID®?
Terms and Conditions
ProtectMyID® Essential and ProtectMyID® Deluxe are monitoring products designed to help you identify and resolve identity theft incidents. These products are provided in addition to any precautions you should reasonably be expected to take yourself, including protecting your account numbers, passwords, social security number and other personally identifying information. ProtectMyID® Essential and ProtectMyID®; Deluxe cannot stop, prevent, or guarantee protection against incidents of identity theft, or guarantee satisfactory resolution.
ProtectMyID® Essential is provided by ConsumerInfo.com, Inc., an Experian company. To be eligible to enroll in and receive this free benefit, you must be 18 years of age or older and a current member. Benefit subject to change or termination at any time without notice. Certain terms, conditions and restrictions apply.
ProtectMyID® Deluxe is provided by ConsumerInfo.com, Inc., an Experian company. Certain terms, conditions and restrictions apply. Valid AAA membership required at time of enrollment to receive 60 percent discount. Discount subject to change at any time without notice.
1 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc.(AIG) The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Refer to the actual policies for complete terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions. ProtectMyID® Essential and ProtectMyID Deluxe are provided by ConsumerInfo.com, Inc., an Experian company. To be eligible to enroll in either ProtectMyID® Essential or ProtectMyID® Deluxe, you must be 18 years of age or older and a current valid AAA member. Products subject to change or termination at any time without notice. Certain terms, conditions, and restrictions apply. Valid AAA membership required at time of enrollment.
2WHAT YOU NEED TO KNOW:
There are various types of credit scores. Calculated on the PLUS Score model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not a score used by lenders or other commercial users for credit decisions. The PLUS Score is a credit score model developed by Experian® to help you see and understand your relative credit risk level for educational purposes. It is not a score used by lenders or other commercial users for credit decisions.
PLUS Scores range from 330 to 830. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk. A lower score indicates that you may be a higher credit risk (risk of default). There are many different credit scoring models that can give you a different assessment of your credit rating and relative risk for the same credit report. Lenders or insurers use credit scores different from the PLUS Score. For some consumers, the risk assessment of a PLUS Score could vary, sometimes substantially, from a score used by a lender. If a score used by a lender is lower than your educational PLUS Score, it is possible that this difference can lead to higher interest rates and sometimes credit denial.
There are three different major credit reporting agencies – the Experian credit bureau, TransUnion®, and Equifax® -- that maintain a record of your credit history known as your credit file. Your PLUS Score is based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your PLUS Score can vary if the information they have on file for you is different. Since the information in your report can change over time, your PLUS Score may also change.