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Auto Insurance
You know you can depend on car insurance from AAA for security on the road. And with our 100 years of auto insurance experience, nobody knows cars or drivers better.
Home Insurance
Life happens at home. And AAA understands the importance of protecting that special place. Our local agents know your neighborhood and your needs.
Life Insurance
Making sure you have the right life insurance is a serious responsibility. Trust the experts at AAA to help you find the best coverage to protect the ones who depend on you most.
AAA Insurance Protects Your Whole World
AAA covers your car, home, life and more so you can stay focused on doing what you love.
- Local agents who know you and understand your life
- 100 years of experience and stability behind every policy
- Tons of ways to save and help keep money in your pocket
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Insurance Articles
Renters Insurance
You’ve likely heard of homeowners insurance, but renters deserve some love too. If there’s a fire or someone robs you, renters insurance will replace your stuff at its current market value—from your clothing to that TV you splurged on.
Motorcycle and RV Insurance
Auto insurance covers your wheels, but it’s also important to make sure your “summer toys” are insured. Whether your adventures entail a cross-country motorcycle adventure, a week camping at the lake, or an RV road trip through the High Sierra, protect the vehicles that take you there.
Premium vs. Deductible
Like most things worth having, coverage has a cost. Insurance jargon may seem mysterious at first, but if you learn just two terms—premium and deductible—you’re on your way to understanding how insurance payments work.
What is Underwriting?
When you submit an insurance claim—whether for a fender bender or a flooded basement—you expect your insurer to keep its promise and pay for your loss. Underwriting is a risk evaluation process that helps an insurance company remain fiscally strong.
The AAA Insurance Promise
With more than 100 years of experience, AAA has your back. We offer insurance coverage that you can trust, we pay claims quickly, and we bring roadside assistance to you whenever you find yourself in a sticky situation—even if you’re the passenger. That’s just how we roll.
What is an Insurance Claim?
When you buy an insurance policy, you’re protecting yourself in case something goes wrong—you’re involved in a collision with our car, or a thief snags your laptop.
When you suffer a loss, you submit a “claim,” a request for compensation, to your insurer.
Do Young Drivers Need More Insurance Coverage?
If your teen has gotten a driver's license, you’re likely feeling proud and also—let’s be real—nervous. Not all teens are bad drivers (you weren’t, right?), but the Insurance Institute for Highway Safety says that teens are three times more likely to have an accident than drivers age 20 and older.
How Does Marriage Affect Auto and Home Insurance Rates?
First comes love, then comes marriage, then comes an evaluation of your insurance policies. Wait . . . what? That last part doesn’t sound like much fun—until you realize that getting hitched might save you money on insurance. Cha-ching!
How Much Car Insurance Do I Need?
You have car insurance—but do you have enough? Don’t find out the hard way, when an accident leaves you not only shaken up, but also broke.
Is Animal Damage to Your Car Covered by Insurance?
Following a nice autumn drive, you’re heading home as dusk falls when you spot two bright spots hovering above the road in front of you. Realizing that it’s a deer, you hit the brakes, but it’s too late.
Unexpected Things Covered by Homeowners Insurance
As you savor your morning coffee, you may find yourself wondering, what does homeowners insurance cover? You might be happy to learn that it covers more than just your home.
Rideshare Insurance Coverage
Considering driving for Uber, Lyft, or Flywheel and wondering about rideshare insurance? Ridesharing has become more popular than avocado toast, but before you hop behind the wheel, make sure you have the coverage you need.
What Can Raise or Lower the Cost of Your Car Insurance?
If your auto premiums are busting your wallet, you may be wondering, why is my car insurance so high? Various factors impact your rate. Some are beyond your control, but you can alter others to help bring your rate back down to earth.
What Is An OEM Endorsement?
If you have a fender bender and need to take your 1995 Mazda RX7 to the shop, you just want your baby fixed. You may not be thinking about what kinds of parts will be used to repair it. But not all replacement parts are created equal. Read on to learn more, so you can have an educated chat with your mechanic.
Get the Facts on Car Insurance Myths
There are lots of myths about auto insurance spinning around. If you hear them enough, they might start to sound true. But it’s important to know the facts, so you can buy the right auto coverage for you.
Meet the AAA Insurance Tiny Branch
AAA is here to help you outsmart insurance doubt. This means providing you with comprehensive information, relatable agents who help answer your questions and help you choose the best options, and even a pop-up Tiny Branch to make it even easier to talk to a AAA Agent!
We offer driver safety programs for all ages.Find out more
*The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Insurance provided by CSAA Insurance Group, a AAA insurer.
A.M. Best Ratings located at www.ambest.com.