Homeowners & Renters Insurance - Protect Your Home | AAA

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Bundle and Save with AAA Home Insurance

Multi-policy discounts of up to 30%
AAA Member discounts of up to 10%
New home purchase discounts of up to 5%

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Start your FREE online home or renters insurance quote here and we'll answer any questions along the way.

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844-810-6078

In Person

Talk to an insurance agent right in your neighborhood at any one of our 95 branches. Find a Branch »

AAA Home Warranty Plan

A home warranty is a great supplement to your home insurance policy, covering items that most standard home insurance policies don’t.

C.L.U.E. Property Report

Previous property losses can impact insurance rates and the ability of homebuyers to insure a home. Get the facts with a C.L.U.E. Property Report.

Discounts on Home Services

Use your AAA card for all its worth and save on home security, electical needs, furniture, appliances and more.

Loyalty pays with savings on auto insurance.Learn More

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Home and Renters Insurance Coverage Highlights*

Dwelling Limit of Insurance

Home Insurance

Provides coverage to repair or rebuild your home in the event of a covered loss.

Other Structures

Home Insurance

Insurance that protects other detached structures on your premises, such as fences, a tool shed, detached garage, a swimming pool, etc.

Personal Property

Home Insurance

Covers personal property of belonging to you, including furniture, appliances, rugs. Special Limits of Liability apply. Talk to an agent for details.

Personal Property

Renters Insurance

This is coverage for your personal property including laptops, personal electronics, snowboards and more. Special Limits of Liability apply to certain types of property. Ask your agent for details.

Scheduled Personal Property

Home and Renters

Additional coverage is available for high-valued personal property, such as jewelry, fine art, or musical instruments. (Optional)

Loss of Use

Home and Renters

This coverage provides you with an additional living expense if your home is uninhabitable due to a covered loss.

Personal Liability

Home and Renters

Personal Liability covers you for personal injury, bodily injury and property damage in the event that you are found liable for those losses or damages (for example, if you were to be found responsible for a fire that burns property belonging to your neighbor or landlord, if you are a renter).

Medical Payments to Others

Home and Renters

Provides coverage for medical payments and expenses incurred due to an accident causing personal or bodily injury.

Multi-policy Discount*

Cover more, save more. You can save up to 15% on your AAA Auto Insurance when you insure your home and life with AAA.

Ask an agent today

Manage Your Insurance

View policies, print insurance cards, pay your bill or set up automatic payments for AAA Auto or Home Insurance.

Make an Auto Claim

Use our easy online form to get your auto insurance claim started.

Disclaimer:

*The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Home Insurance is CSAA Insurance Group, a AAA insurer.