Auto and Home Insurance Promotion

Save an average of $393 when you switch to AAA Auto Insurance.*

* Average savings as calculated by the J.D. Power “2017-2019 Insurance Shopping Study”. See https://blog.jdpa.com/insurance/states-with-the-most-and-least-affordable-auto-insurance. See also, https://www.jdpower.com/business/press-releases/2019-us-insurance-shopping-study. The study is based on responses from more than 14,400 insurance customers who requested an auto insurance price quote from at least one competitive insurer in the past nine months and includes more than 38,800 unique customer evaluations of insurers. The study was fielded in April, July and October 2018 and January 2019. Products and their features may not be available in all states. All policies are subject to policy terms, underwriting guidelines and applicable laws.

2020 – Home Rewards Promotion

Promotion Card Terms & Conditions

This Home Rewards promotion (“Promotion”) is offered solely by AAA Northern California, Nevada & Utah (“AAA NCNU”, “we”, “our”, or “us”), and is subject to these Terms and Conditions (“T&Cs”).  By participating in this Promotion, participants (“Participants”, or “you”) agree to the T&Cs as set forth below.  We have the right to extend, terminate, suspend, or modify the Promotion at any time without notice.

1. The Promotion and the Promo Card: This Promotion is for a prepaid $175 Mastercard Gift Card (“Promo Card”) when you purchase a new AAA Home Insurance policy (HO3, DP3, or HO6). Eligible Participants who qualify will receive a link via email to access the Promo Card. Except as required by law, the Promo Card cannot be transferred for value or redeemed for cash. Promo Cards may be used only for purchases of eligible goods at participating retailers who accept Mastercard. Promo Cards are issued by Blackhawk Network Inc, a California corporation. Promo Cards expire December 31, 2020.

2. Promotion Period:The Promotion begins September 15, 2020, and ends December 15, 2020 (“Promotion Period”).

3. Eligibility: Only individuals contacted directly by AAA NCNU are eligible for this Promotion. You must be a legal resident of California and at least 18 years of age at the time you are contacted by AAA NCNU. AAA NCNU employees, household members of AAA NCNU employees and licensed insurance agents, including independent agents, are not eligible to participate. Void where prohibited. 

4. How to Qualify: To receive the $175 Promo Card, you must purchase either an HO3, HO6 or DP3 AAA home insurance policy (“Policy”) at the time you are contacted by AAA NCNU for purposes of this Promotion.

5. How to Redeem the Promo Card: To receive the $175 Promo Card, you must purchase either an HO3, HO6 or DP3 AAA home insurance policy (“Policy”) at the time you are contacted by AAA NCNU for purposes of this Promotion.

6. Limitations: Mastercard is not a sponsor of this promotion. Except as required by law, Promo Cards cannot be transferred for
   value or redeemed for cash. Promo Cards may be used only for purchases of eligible goods at participating retailers who accept Mastercard. For complete terms and conditions, see https://www.mastercard.us/en-us/vision/who-we-are/terms-of-use.html. Promo Cards are issued by Blackhawk Network Inc., a California corporation. Promo Card expires December 31, 2020. Limit one Promo Card per household. The Promotion is subject to all applicable federal, state and local laws and regulations. Void where prohibited.  No cash or other incentive substitution is permitted. No cash access or recurring payments. A valid email address is required to receive the Promo Card. We are not responsible for incorrect email information provided by the Participant.  In the event of unavailability of any Promo Card, AAA NCNU reserves the right to substitute the Promo Card with an item of equal or greater value.  The Promotion cannot be combined with other product offers or promotions. Any and all Promo Card-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be your sole and exclusive responsibility.  Insurance products and their features may not be available in all states. All insurance policies are subject to policy terms, underwriting, guidelines and applicable laws.  Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply.

7. Rights: By participating in the Promotion, you fully and unconditionally agree to and accept these T&Cs, and the decisions of AAA NCNU, which are final and binding. AAA NCNU is not responsible for lost, damaged, destroyed or stolen Promo Cards. In the event you receive a defective Promo Card, your sole remedy (and AAA NCNU’s sole liability) is to replace the defective Promo Card with another Promo Card during the Promotional Period (while supplies last). AAA NCNU reserves the right to cancel or suspend this Promotion should fraud or other causes beyond the control of AAA NCNU corrupt the administration, security or fulfillment of the Promotion. AAA NCNU reserves the right to cancel or suspend this Promotion at any time. You further agree to, and do, release, indemnify, defend, and hold harmless AAA NCNU and its parent companies, subsidiaries, affiliates, prize suppliers, and advertising and promotion agencies, and each of their respective agents, representatives, officers, directors, and employees from and against any and all lawsuits, judgements, losses, damages, claims, actions, costs, and expenses (including, without limitation, reasonable attorneys’ fees) and any liability of any kind resulting from, arising from, related to or in connection with your participation in the Promotion. In consideration of the Promo Card, each individual hereby agrees and consents, without further authorization,
   compensation or remuneration of any kind, to the use of such individual’s name, photograph, likeness (including his/her voice), biographical information and statements concerning the Promotion, in any and all advertising, promotions and other publicity conducted by AAA NCNU and each of its respective parents, subsidiaries and affiliates. 

8. DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY: THE RELEASED PARTIES ARE NOT RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, ECONOMIC, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY, DIRECTLY OR INDIRECTLY, TO REDEMPTION OF THE PROMOTION, EVEN IF FORESEEABLE OR EVEN IF THE RELEASED PARTIES BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Choice of Law: All issues and questions concerning the construction, validity, interpretation and enforceability of these T&Cs, or the rights and obligations of any individual or AAA NCNU, shall be governed by, and construed in accordance with the laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions (whether of California, or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than California. The parties agree that all disputes arising out of or connected with these T&Cs or the Promotion will be resolved individually, and without resorting to class action.

10. Privacy Policy: You agree to the AAA NCNU Privacy Policy stated on the AAA NCNU Web Site, and its terms regarding our collection and usage of your personal information.  To read the Privacy Policy, visit https://calstate.aaa.com/privacy-policy.

11. Brought to you by: This Promotion is offered by:
    AAA Northern California, Nevada & Utah
    Suite 1000
    1277 Treat Blvd.
    Walnut Creek, CA 94597

12. Insurance: Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws.
    

2020 – Auto & Home Item Giveaway Promotion

Terms and Conditions (“T&Cs”). Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, and in Wyoming through AAA Mountain West Inc., License No.172603. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws. We have the right to extend, terminate, suspend, or modify the Promotion at any time without notice. This Promotion is for a seasonal giveaway item in exchange for an auto or home insurance quote. Limit of one promotional item per person in 90 day period. By participating in the Promotion, you fully and unconditionally agree to and accept the applicable Terms & Conditions (“T&Cs”), which are final and binding. 2020 – Get $10 Off Your Next Car Repair

When you receive repair services at a AAA-Owned Repair location and get a free quote for home or auto insurance.

Promotion Card Terms & Conditions

This promotion (“Promotion”) is offered solely by AAA Northern California, Nevada & Utah (“AAA NCNU”, “we”, “our”, or “us”), and is subject to these Terms and Conditions (“T&Cs”). By participating in this Promotion, participants (“Participants”, or “you”) agree to the T&Cs as set forth below.

1. The Promotion: This Promotion is for $10 off your next car repair services at a AAA-Owned Repair location in exchange for you receiving an auto or home insurance policy quote. No purchase of policy required. Repair transactions at AAA Approved Auto Repair locations do not qualify for the Promotion. To find your closest AAA-Owned Repair location, go to https://calstate.aaa.com/automotive/auto-repair-center.
    
2. Promotion Period: The Promotion is good for the period starting February 1, 2020 and ending December 31, 2020. $10 off discount must be used by the end of Promotion Period. We have the right to extend, terminate, suspend, or modify the Promotion at any time without notice.
    
3. Eligibility: You must be a resident of Arizona, California, or Nevada and at least 18 years of age by February 1, 2020. The Promotion is good for one $10 off discount off of one car repair transaction. The Promotion is open to AAA NCNU Members and non-Members who have a car repair transaction at a AAA-Owned repair location in Arizona, California, or Nevada. AAA NCNU employees, household members of AAA NCNU employees and licensed insurance agents, including independent agents, are not eligible to participate.
    
4. How to Qualify: To receive your $10 off discount, call 844-973-0720 or visit your nearest AAA NCNU branch location and ask your authorized AAA NCNU insurance agent to use the Origin Code "Car Repair Promo" to get your free quote for a home or auto insurance policy. You must provide the AAA NCNU insurance agent with a valid e-mail address at which you will receive an e-mail within seven (7) days containing your free quote for auto or home insurance and the $10 off discount for use on your next transaction at a AAA-Owned Repair location.
    
5. Insurance: The insurance products offered through the Promotion are provided through AAA Northern California Insurance Agency in California, License #0175868, AAA Nevada in Nevada, and AAA Arizona, Inc. in Arizona, License #8301727. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws.
    
6. Limitations: Limit one $10 off discount per car repair transaction and per person. The Promotion is subject to all applicable federal, state and local laws and regulations. Void where prohibited. No cash or other prize substitution is permitted. Any and all Promotion-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be your sole and exclusive responsibility. A valid email address is required to receive the Promotion. We are not responsible for incorrect email information provided by the Participant.
    
7. Rights: By participating in the Promotion, you fully and unconditionally agree to and accept these T&Cs, and the decisions of AAA NCNU, which are final and binding. You further agree to, and do, release, indemnify, defend, and hold harmless AAA NCNU and its parent companies, subsidiaries, affiliates, prize suppliers, and advertising and promotion agencies, and each of their respective agents, representatives, officers, directors, and employees from and against any and all lawsuits, judgements, losses, damages, claims, actions, costs, and expenses (including, without limitation, reasonable attorneys' fees) and any liability of any kind resulting from, arising from, related to or in connection with your participation in the Promotion.
    
8. Governing Law: The promotion, and the T&Cs, shall be and are governed by, and interpreted in accordance with, the laws of California, without regard to that state's conflict of law provisions.
    
9. Privacy Policy: Upon contacting AAA NCNU, you agree to the AAA NCNU Privacy Policy stated on the AAA NCNU Web Site, and its terms regarding our collection and usage of your personal information. To read the Privacy Policy, visit https://calstate.aaa.com/privacy-policy.
    
10. This Promotion is offered by:
    AAA Northern California, Nevada & Utah
    Suite 1000
    1277 Treat Blvd.
    Walnut Creek, CA 94597

2020 – AAA Insurance / Roadside Assistance Offer

This Visa® Virtual Account promotion (“Promotion”) is offered solely by AAA Northern California, Nevada & Utah (“AAA NCNU”, “we”, “our”, or “us”), and is subject to these Terms and Conditions (“T&Cs”). By participating in this Promotion, participants (“Participants”, or “you”) agree to the T&Cs as set forth below. We have the right to extend, terminate, suspend, or modify the Promotion at any time without notice.Promotion Card Terms & Conditions

1. The Promotion and the Promo Card: This Promotion is for a prepaid $10 dollar Visa® Virtual Account card (“Promo Card”). The Promotion will run February 1, 2020 through December 31, 2020. Participants must receive a free Auto or Home insurance quote. No purchase required. Customers will receive a Promo Card upon verified quote of auto or home insurance. Available in Arizona, California, Nevada, Utah, and Montana.

2. Promotion Period: Eligible Participants who get an Auto or Home insurance quote between February 1, 2020 - December 31, 2020 are eligible to receive a Promo Card.

3. Eligibility: You must be a Member of AAA NCNU and a resident of Arizona, California, Montana, Nevada or Utah and at least 18 years of age by February 1, 2020. AAA NCNU employees, household members of AAA NCNU employees, and licensed insurance agents, including independent agents, are not eligible to participate. You may not have received an Auto or Home insurance quote in the past 90 days.  You will not be eligible for the Promotion if you request an insurance quote for an Auto or Home insurance policy you already have with AAA NCNU.  

4. How to Qualify: After calling AAA to request a non-emergent service during regular business hours for the Service Center (Hours: Monday - Friday, 8am-10pm MST; Saturday - Sunday,  8am-8pm MST), eligible Participants who qualify will be offered the Promotion. If the Participant accepts the offer, the Participant will be automatically transferred telephonically to an authorized AAA insurance agent to get a quote for an eligible Auto or Home insurance policy at that time. Eligible Participants must provide a valid email address at which to receive the Promo Card. Participants will receive a link via email in order to access the Promo Card. No purchase required.

5. Limitations: Limit one Promo Card per quote and per household. The Promotion is subject to all applicable federal, state and local laws and regulations. Void where prohibited. No cash or other prize substitution is permitted. A valid email address is required to receive the Promo Card. We are not responsible for incorrect email information provided by the Participant. Any and all Promo Card-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be your sole and exclusive responsibility. The Visa® Virtual Account card (“Promo Card”) terms and conditions apply. See the Promo Card for details.

6. AAA Terms and Conditions: The Promotion is subject to the terms and conditions of AAA NCNU's Membership Agreement, AAA NCNU's policies, and additional terms and conditions located at aaa.com/insurance. Certain restrictions apply.

7. Rights: By participating in the Promotion, you fully and unconditionally agree to and accept these T&Cs, and the decisions of AAA, which are final and binding. You further agree to, and do, release, indemnify, defend, and hold harmless AAA and its parent companies, subsidiaries, affiliates, prize suppliers, and advertising and promotion agencies, and each of their respective agents, representatives, officers, directors, and employees from and against any and all lawsuits, judgements, losses, damages, claims, actions, costs, and expenses (including, without limitation, reasonable attorneys’ fees) and any liability of any kind resulting from, arising from, related to or in connection with your participation in the Promotion.

8. Choice of Law: These Rules shall be governed by, and interpreted in accordance with, the laws of California, without regard to that state’s conflict of law provisions.

9. Privacy Policy: Upon contacting AAA, you agree to the AAA Privacy Policy stated on the AAA Website, and its terms regarding our collection and usage of your personal information. To read the Privacy Policy, visit https://calstate.aaa.com/privacy-policy.

10. This Promotion is offered by:
    AAA Northern California, Nevada & Utah
    Suite 1000
    1277 Treat Blvd.
    Walnut Creek, CA 94597

11. Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, in and Montana through AAA Montana, Inc., License #9756. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer.

12. To view Rules, please go to AAA.com/insurance-promotions.

2020 - Amazon.com Gift Card Promotion

2020 - Target® eGiftCard™ Promotion

Promotion Card Terms & Conditions

This Target® prepaid card promotion (“Promotion”) is offered solely by AAA Northern California, Nevada & Utah (“AAA NCNU”, “we”, “our”, or “us”), and is subject to these Terms and Conditions (“T&Cs”). By participating in this Promotion, participants (“Participants”, or “you”) agree to the T&Cs as set forth below. We have the right toextend, terminate, suspend, or modify the Promotion at any time without notice.

1. The Promotion and the Promo Card: This Promotion is for a prepaid $10 dollar Target® card for use at Target® online (“Promo Card”). For Participants residing in CA, AZ, NV, UT and MT only: This offer is for a $10 Promo Card when you obtain a quote for a new auto, home or life insurance policy. Eligible Participants who qualify will receive a link via email to access the Promo Card. Limit(s): one (1) Promo Card per household.

2. No purchase required: No purchase is required to obtain your Promo Card when you obtain a quote for a new auto, home, or life insurance policy, if you are eligible and qualify. This Promotion is to allow us the opportunity to provide you with a quote for auto, home or life insurance at the time that you contact us to obtain your Promo Card.

3. Promotion Period: Eligible Participants who qualify are eligible to receive a Promo Card in the period between October 1, 2020 - December 31, 2020.

4. Eligibility: You must be a legal resident of Arizona, California, Montana, Nevada or Utah and at least 18 years of age by October 1, 2020. You must have not received a quote from us in the preceding ninety (90) calendar days, and may not receive a quote for an auto, home or life insurance product you already have with AAA NCNU. AAA NCNU employees, household members of AAA NCNU employees and licensed insurance agents, including independent agents, are not eligible to participate. Void where prohibited. You must provide a valid email address at which to receive the Promo Card.

5. How to Qualify: For Participants residing in CA, AZ, NV, UT, and MT: This offer is for a $10 Promo Card when you obtain a quote for a new auto, home or life insurance policy. Eligible Participants who qualify will receive a link via email to access the Promo Card. To receive the $10 Promo Card, at the time of visiting the website, calling the call center, or calling or visiting a branch, you must request a quote for an auto, home or life insurance product from an authorized AAA NCNU insurance agent, and mention the Promotion. There is no obligation to purchase any insurance or any other item from the AAA NCNU agent in order to receive the Promo Card for a quote. To obtain the Promo Card, you may choose one of the following options to obtain a quote for auto, home or life insurance and request a Promo Card: Visit or call your nearest AAA NCNU branch; or Call 833-919-1826; or Visit www.aaa.com/promo.

6. After receiving a quote for auto or home insurance, an email with a link to your Promo Card will be delivered within ten business days to a the email address provided. Ask a AAA agent for more information. Limit(s): one (1) Promo Card per Household. For NV residents, no more than $100 in total rewards per calendar year per person.

7. Limitations: No expiration date or service fees. Limit one Promo Card per household. Nevada residents may not recieve more than $100 in total rewards per calendar year per person. You must have not received a quote from us in the preceding ninety (90) calendar days. You may not purchase or receive a quote for an auto, home or life insurance product you already have with AAA NCNU. The promotion is subject to all applicable federal, state and local laws and regulations. Void where prohibited. No cash or other prize substitution is permitted. No cash access or recurring payments. A valid email address is required to receive the Promo Card. We are not responsible for incorrect email information provided by the Participant. In the event of unavailability of any Promo Card, AAA NCNU reserves the right to substitute the Promo Card with an item of equal or greater value. The Promotion cannot be combined with other product offers or promotions. Any and all Promo Card-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be your sole and exclusive responsibility. Insurance products and their features may not be available in all states. All insurance policies are subject to policy terms, underwriting, guidelines and applicable laws. Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply.

8. Rights: By participating in the Promotion, you fully and unconditionally agree to and accept these T&Cs, and the decisions of AAA NCNU, which are final and binding. AAA NCNU is not responsible for lost, damaged, destroyed or stolen Promo Cards. In the event you receive a defective Promo Card, your sole remedy (and AAA NCNU’s sole liability) is to replace the defective Promo Card with another Promo Card during the Promotional Period (while supplies last). AAA NCNU reserves the right to cancel or suspend this Promotion should fraud or other causes beyond the control of AAA NCNU corrupt the administration, security or fulfillment of the Promotion. AAA NCNU reserves the right to cancel or suspend this Promotion at any time. You further agree to, and do, release, indemnify, defend, and hold harmless AAA NCNU and its parent companies, subsidiaries, affiliates, prize suppliers, and advertising and promotion agencies, and each of their respective agents, representatives, officers, directors, and employees from and against any and all lawsuits, judgements, losses, damages, claims, actions, costs, and expenses (including, without limitation, reasonable attorneys’ fees) and any liability of any kind resulting from, arising from, related to or in connection with your participation in the Promotion. In consideration of the Promo Card, each individual hereby agrees and consents, without further authorization, compensation or remuneration of any kind, to the use of such individual’s name, photograph, likeness (including his/her voice), biographical information and statements concerning the Promotion, in any and all advertising, promotions and other publicity conducted by AAA NCNU and each of its respective parents, subsidiaries and affiliates. 

9. DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY: THE RELEASED PARTIES ARE NOT RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, ECONOMIC, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY, DIRECTLY OR INDIRECTLY, TO REDEMPTION OF THE PROMOTION, EVEN IF FORESEEABLE OR EVEN IF THE RELEASED PARTIES BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

   11. Choice of Law: All issues and questions concerning the construction, validity, interpretation and enforceability of these T&Cs, or the rights and obligations of any individual or AAA NCNU, shall be governed by, and construed in accordance with the laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions (whether of California, or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than California. The parties agree that all disputes arising out of or connected with these T&Cs or the Promotion will be resolved individually, and without resorting to class action.

   12. Privacy Policy: Upon contacting AAA NCNU to purchase or to obtain a quote for a auto, home or life insurance policy, you agree to the AAA NCNU Privacy Policy stated on the AAA NCNU Web Site, and its terms regarding our collection and usage of your personal information. To read the Privacy Policy, visit https://calstate.aaa.com/privacy-policy.
   
   13. Brought to you by: This Promotion is offered by:
   AAA Northern California, Nevada & Utah
   Suite 1000
   1277 Treat Blvd.
   Walnut Creek, CA 94597

   14. Insurance: Insurance products in Arizona are offered through AAA Arizona Inc., License #8301727 and Sunstate Insurance Agency, LLC, License #17203444. Insurance products in California are offered through AAA Northern California Insurance Agency, License #0175868, in Montana by AAA Montana, Inc., License #9756, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. Life insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Term Policy Form Series: ICC19-1801/1801. AAA Life Insurance Company is not affiliated with Target®.

   Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws.

   © 2020 AAA Northern California, Nevada & Utah. All rights reserved.